After Todays Trading day we took notice to two stocks that we feel will do very well in the future. We are hearing major buzz on both of these stocks and we are expecting some the company to give shareholder updates via press release very shortly. Both stocks are great companies and we feel in the long run are great investments and even in the short term there is plenty of potential profit to be made.
BOTH STOCKS ARE IN HOT SECTORS, ONE IN MORTGAGE AND LOAN ORIGINATIONS AND ANOTHER IN HERBAL SUPPLEMENTS BOTH HUGE MONEY MAKERS!
EXPU – EXPERT FINANCING.
We have always watched EXPU from it’s early days before they had the multiple office locations, ad placements, etc. We have watched EXPU go from super undervalued to undervalued. EXPU’s loan originations are extraordinary and they have been opening new office locations left and right since we have started watching them. EXPU got our attention again at .05 . There might be a dip in price as some get nervous around the .05 region but once people realize how tight and how quick EXPU moves she takes off as usual. EXPU’s key resistance is .12 and we have plenty of room to grow before hand. So watch the volume tomorrow and play the chart accordingly.
HBRM – Herborium Group.
HBRM got our attention last week when it had a fantastic run over 100%. We watched it settle and now we feel it is safe to bring it to everyone’s attention. HBRM is a herbal supplement company that has some amazing products. And they have an amazing forumal that will replace the now banned accutate. HBRM is getting alot of attention and we feel we will see some nice gains from these levels. HBRM closed at .014. Like always watch the volume and play the chart and l2 accordingly.
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Now Some Quick Due Diligence on Both EXPU and HBRM
About Herborium Group, Inc.
Herborium Group, Inc., is a novel botanical therapeutics® company focused on developing, licensing, and marketing of proprietary, botanical based medicinal products, targeting unmet medical needs. The Company responds to both consumers and healthcare professionals demand for safe, efficacious, all natural medicinal options for treatment and prevention of selected diseases and health concerns.
The Company business model focuses on emerging market opportunities spearheaded by the growth of a new market sector located between high-cost, high-risk, ethical pharmaceuticals and commoditized classic nutraceuticals (supplements). The potential for this market assesses for over $125 Billon in the USA and UK alone.
This new market is presently positioned for exponential growth since it represents a compelling response to changing needs of a healthcare sector. For the industry, botanical therapeutics provide a value added approach based on product differentiation, higher profit margins, and intellectual property protection with a lower risk and regulatory burden and lower cost. Nutraceuticals (supplements) face increasing FDA and market scrutiny, with massive competitive pressures. To meet the needs of this new growing market opportunity for a diverse spectrum of botanically based drugs, along with complementary and non-traditional therapies, Herborium introduces its own botanical therapeutics® defined as “bridge products”, an emerging category of natural medicines whose safety and efficacy are validated through clinical studies.
Botanical Therapeutics® represents benefits and attributes of both aforementioned traditional sectors. Botanical Therapeutics bring the intellectual property value, posology, clinical validation and rapid market entry while maintaining a safety profile of botanical ingredients and offering the benefits of preventive medicine and cost containment. For its own Botanical Therapeutics the Company uses clinical validation and a proactive regulatory strategy based on the FDA Guidance for Industry: Botanical Drug Products (FDA Guidance 2004) to establish and maintain a differential advantage. Herborium harvests its proprietary therapeutic candidates from Traditional Chinese Medicine with initial confirmatory data and utilizes Western regulatory, clinical and marketing strategies to successfully introduce the products to the Western markets. This strategy serves to mitigate risk in the product development and marketing strategies. The Company secured a pipeline of botanical ingredient based products in the areas of dermatological needs, Prostate Health (BPH), Liver Diseases, Women’s Health and selected sexual disorders resulting from cardiovascular disease, use of anti-depressants, surgical procedures, and other problems. The longer-term pipeline includes arthritis candidate and the anti-infectious product candidate focused on antibiotic resistant infections. Herborium Managements represents a unique blend of expertise with over 50 years of successful business dealings in Asia, an exceptional track record in pharmacology and drug development, clinical testing and regulatory affairs in the US and Europe, supported by high standards, know how in herbal science and formulation, and specifically Modern Chinese Medicine. Herborium presently sells its products in the United States, the United Kingdom, and continental Europe through a network of distributors, specialty retailers, and e-commerce. With initial seed investment brought to the Company by Friends and Family and a small professional round, spear-headed by Southridge Investment Group LLC, the Company is ideally positioned for exponential growth in the near future. Down economic times are actually realizing an additional pressure on the sector, and both consumers and insurance companies look for safer and more affordable healthcare options.
Herborium’s business model takes advantage of the novel and highly attractive botanical therapeutics market and the regulatory changes occurring in the healthcare industry. These advantages provide for robust opportunities for Chinese companies and individuals.
About Expert Financing
Expert Financing offers up to date loan programs tailored to fit all borrowers’ needs. The company specializes in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans, jumbo loans, no income verification loans, commercial loans, small business debenture loans, foreign national loans, construction loans for residential and commercial purposes from re-habilitation projects to new construction; the company also offers loans for purchases, refinances, home equity line of credit and line of credit for commercial property.
Expert Group, Inc. markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial Regulations and a member of FAMB, and FHA approved lender.
You deal with an Expert – Our Loan Officers are your personal home loan consultant. We know what it takes to facilitate a timely application review and we take pride in providing fast, personalized service to all our customers. Whether you have already found your dream home, or are just beginning to look, we can offer guidance every step of the way.
We’re The Loan Experts!
We specialize in residential and commercial loans. We’ve streamlined the lending process, saving you time and money. In addition we are experts at low down payment loans and a wide-variety of loans that the other lenders won’t even consider
We Have the Expert Mortgage for You!
We deal with various different lenders and an Expert loan officer will find one that has the right program for you. We deal with A through D credit, we offer No Income, No Assets Verification Loans, we offer 105% Financing, we offer No Employment Verification Loans amongst many others.
We Specialize In Foreign National Programs!
With the attractive and secure United States real estate market many foreigners feel safe to purchase properties here and we at Expert know the way of getting them the right loan.
We Speak Your Language!
At Expert Mortgage you will find professionals that speak English, Spanish, Portuguese and French. Our goal is to make you an Expert informed borrower.
Expert Group, Inc Specializes in:
- Purchases
- Refinances
- Debt Consolidation
- FHA Loans
- Fannie Mae Loans
- Freddie Mac Loans
- 105% Financing
- Foreign Nationals
- Commercial Loans
- No Income Verification
Lenders we work with Hand in Hand!
AM Trust Mortgage Bank, Atlantic Coast Mortgage, BAC, Banco Popular, Bank United, Chase, Continentel Home Loans, Citimortgage, EquiFirst, First Bank of Florida, Freedome Financial, Greystone Financial Group, Hollander, HSBC, Icon, ING, Ocean Bank, Plaza Home Mortgage, Premier, Provident Funding, Sun Trust Mortgage, Taylor Bean, The Bank of Miami, WCS Lending, Wells Fargo
Commercial Lenders we work with Hand in Hand!
Acker Commercial Lender, City National, Colorado Federal Savings, Commercial Capital Ltd., Ever Bank, Inter Credit Bank, Pacific National Bank, Presidential Bank, SBA-Florida Bizz Developement, Silver Hill Financial, Total Bank, Velocity Commercial Capital
Expert Group, Inc Services
Expert Financing & Investments specializes in refinance loans, home mortgage loans, and new home purchases as well as foreign national loans. Expert Financing & Investments can help you consolidate your debt and lower your monthly payments, even if you have less than perfect credit or bad credit.
Expert Financing & Investments gives you everything you need to get the loan that’s right for you – including your own Personal Mortgage Specialist. Fill out our easy loan request form and a local Mortgage Specialist will contact you about your loan options. They’ll help you fill out all your paperwork, even your loan application.
Refinance now while mortgage rates are still low. Get the cash you need to make home improvements and consolidate debt. Your overall monthly payments will be reduced and may even be tax deductible.
Expert Financing & Investments offers other consumer tools including a Mortgage Dictionary, and various mortgage calculators.
At Expert Financing & Investments we speak your language in English, Spanish and Portuguese.
Expert Group, Inc Products
The Fannie Mae Refinance Plus will allow for Conforming and High-Balance up to 105% LTV for all occupancy and property types. As part of Making Home Affordable Program, Fannie Mae is offering refinancing to existing Fannie Mae Loans. The goal of the refinancing initiative, as announced by the President is “to provide access to low-cost refinancing for responsible homeowners suffering from falling home prices.” The expectation is that refinancing a Fannie Mae loan would put responsible borrowers in a better position by reducing their monthly principle and interest payments or moving them from a more risky loan.
Expert Group Title Inc. offers an entire range of title insurance services:
- Preparation and/or review of real estate contracts
- Title insurance
- Title search and exams
- Review the title and ambitious clearance of title related issues
- Title commitments within 24 hours
- Chain of Title, tax and lien searches
- Escrow services
- Quick and accurate preparation of closing documents
- Immediate disbursement of funds
